Friday, March 16, 2012

Frugal Tip Friday - Family Room

Tips on saving money in the family room...
  • DVDs or Videos or Video Games: rent from the library,
    borrow from a friend,
    check www.half.com, www.amazon.com, or www.ebay.com before purchasing at full retail,
    wait for Christmas sales,
    buy used at EB Games or GameStop.
  • Books: borrow from the library (use the reserve system to have them sent to the branch closest to you) borrow from a friend;
    check www.half.com, www.amazon.com, or www.ebay.com.
    Goodwill, Salvation Army, and thrift stores generally have books
    Other options: book buy/sell stores, yard sales, and consignment shops.
    If you read a lot, check into joining a book club or www.cbd.com.
  • Toys: yard sales, thrift stores, Goodwill, Salvation Army.
    Ebay and Amazon are good sources too.
    Clearance at the “marts” and Toys R Us are also great places to check.
    Swap with a friend.
    Sew your own baby doll clothes.



    Happy Saving!

Monday, March 12, 2012

Make a Card Monday - Hiya Cupcake

I love this stamp set! It comes with 4 girls holding different things: a cupcake, a star, a flower, and a heart. They have the cutest little faces and hairdos. I paired this sweet cupcake girl up with some sweet treat paper for a very girly birthday card.



Details:
cardstock: Bazzill (card base), Georgia Pacific (white), DCWV (mat)
patterned paper: DCWV Nana's Kitchen
tools: Swiss Dots embossing folder, Fiskars edge punch, Scor-Pal
embellishments: unknown ribbon slide, Stickles, unknown pink lace
color: Palette Noir ink, flesh-colored pencils, Prismacolor pencils
stamps: TAC Cheery Thoughts

Friday, March 9, 2012

Frugal Tip Friday - Insurance part 4

Last week of saving tips for your insurance bills...
  • Don’t buy checks through the bank. Buy from a reputable direct printing company.
  • Don’t pay for a checking account or ATM fees.
  • Limit your ATM withdrawals.
  • Use a credit card that gives you something—miles, cash-back, points, etc. Just pay off balances at the end of each month.
  • Sign up for Upromise. You’ll earn money for items you would have purchased anyway—goes towards education expenses for your children.


    Happy Saving!

Thursday, March 8, 2012

Love is {a} blind

This has been a long time coming... for over a year, our main bathroom window treatment has been an old sheet that we had used as a drop cloth. Cleverly hung with thumb tacks. Classy, eh? 
The hold up on getting a window treatment goes back to when we moved into the house. We had to gut this entire bathroom, to the studs, to fix the leaking plumbing and the serious ugliness. Well, the demo got a little over-ambitious, and we took out the windowsill. No biggie, you say, just get some windowsill at the Depot or Lowes. However, our old house has windowsills that are deeper than the standard depth.
About a month ago, Bass talked to a wood-working friend and traded some time on one of his projects to have him cut a windowsill for us. He did a fantastic job! The new windowsill allowed us to finally install the window trim which meant we could finally get a real window treatment.
The kids were at a church activity so we had a date night with dinner out and a shopping trip to pick something. Love is {a} blind, right?

We found a great bamboo blind at a great price and installed it the next day. The only problem... it was a little less private than our drop cloth. I figured I could line it with some fabric. Here's how I did it:
I cut a piece of fabric to size and then hemmed all the edges for a finished look.
 
To make the fabric go up and down with the blind mechanism, I cut a slit down to the first grommet.
 
I cut a slit on the opposite side also.
 
After I cut the slits, I unthreaded the wires from the jump rings and laid the fabric over the rings.

To get the rings through the fabric, I just cut a little slit (big enough for the rings to move around a little) and poked them through.
 
Once the rings were poked through the fabric, I rethreaded the strings onto the jump rings.
 
Here are both sides finished...
 

To finish it off, Bass helped staple the top of the fabric to the wood frame.
And there she is!
 
No more ugly drop cloth and no more nightly "shows" for the neighbors. It's been a long time coming, and I love it! This was the last step in the bathroom redo. Full reveal coming soon!

Linking up to these great blog parties:
Sunday: Sunday Showcase at Under the Table and Dreaming;
Monday: Amaze Me Monday at Dittle Dattle;
Tuesday: One Project at a Time at A Bowl Full of Lemons; Tuesday's Treasures at My Uncommon Slice of Suburbia; Show Me What Ya Got at Not Just a Housewife;
Wednesday: Wicked Awesome Wednesday at Handy Man, Crafty Woman; It's Overflowing at Overflowing with Creativity; Whatever Goes Wednesday at Someday Crafts;
Home Decor & Organizing at Organize and Decorate Everything;
Thursday: Delightfully Inspiring Thursday at Delightful Order; Thrifty Thursday at Thrifty and Fabuless;  Transformation Thursday at The Shabby Creek Cottage;
Friday: Frugal Friday at The Shabby Nest; Flaunt it Friday at Chic on a Shoestring;

and featured at:
Organize and Decorate Everything
Organize and Decorate Everything

Monday, March 5, 2012

Make a Card Monday - Dear Friends

This is one of my favorite sets for little girls' birthdays or special events. It also makes great friendship cards. I keep these sentiment-free so I can personalize them when I get ready to send them. Lots of pink and purple and lots of stickles---too sweet.


Details:
cardstock: unknown (card base), Georgia Pacific (white), Paper Studio So-So-So Sweet stack (mats)
patterned paper: Paper Studio So-So-So Sweet stack (teal)
tools: Blooms and Dots embossing folder, Scor-Pal
embellishments: Making Memories clip, unknown paper clip, stash ribbon
color: Palette Noir ink, Prismacolor pencils, Stickles
stamps: TAC Dear Friend

Friday, March 2, 2012

Weekly School Summaries - India (Feb. 20-March 2)

I respectfully ask that you not pin pictures of my children to Pinterest. Thank you! 
We're in that time of year when the end is so close and yet so far away. Everyday assignments feel tedious and it's getting hard to keep things fresh. We were just gifted a trip to Florida, so in a few weeks we'll be having our very own spring break. I can't wait! Oh, the kids are pretty excited too. Here's what we did the past 2 weeks:

Math: Same as usual. They each had 4 days of lessons and 1 day of math games on the computer.

Reading and Language Arts: Soprano spent two weeks on two poems' from 'Across the Centuries'. She read 'The Dragon-Fly' and 'The Birthday Child'. Her favorite activity was a dragon-fly sun catcher. 
She's almost done with her second Phonics book and is still doing well. She's excited to not have phonics work next year though. In English, she's learning about past and present tense verbs. Spelling and handwriting are continuing well. She finished Zz sentences so we're moving on to different exercises like months of the year, numbers, etc.

Tenor continued with his 'A Reason for Handwriting C' and continued with his new writing workbook. He's written some friendly letters, a short book report, and thank you notes.
He's working through 'Misty' from 'Across the Centuries C Level 1'. He's read chapters 6-13 and finished some vocabulary work, a mural drawing activity, and 2 evaluations.
English (singular and plural possessive) and Spelling (Rod and Staff Level 4) are moving right along. 

Electives:
Typer Island for their typing instruction and continuing with SOS Elementary Spanish. 

They did two health worksheets: one on bike safety and one on how cleaner/medicine bottles sometimes look like food or drink and how to tell the difference. We also talked about the PA state flower and coal miners and how school bus drivers are community helpers.

Phys Ed.: They had Tae Kwon Do again and are working toward their white stripe belt. We're walking at home and of course, they love gym at homeschool co-op.

Bible: The past two weeks included:
Reading about India, Hinduism, and the Gonds
Reading Matthew 18:15-20:28
Finishing memorizing The Lord's Prayer (Matthew 6:9b-13) and Matthew 7:12

Geography:
Things we did included:
Filling out our passports to travel to India
Coloring the Indian flag and writing down interesting facts about it. Reading about the People and Places, and Nature, Farming, and Industry of South Asia and reading about the Hindi language. 

Tenor decided that he wanted to do an India lapbook so I used resources from Homeschool Helper and Homeschool Share.


We also spent time at http://mypassporttoindia.org. It was a really good resource that was recommended by another MFW user. It's a great video series with lots of pictures and information that was right at the kids' level.
  
Illustrating notecards for mountain, mountain pass, mountain range, and highland.
Playing the geography game with just Asian countries and the world traveler version.
Tenor's Asia pages from World Geography were Bodies of Water and Islands. He's only doing 1 page per week during our Asia studies.
Soprano finished a few more of the Asian Animals pages from The Complete Book of Animals. She's doing 3 sheets or mini storybook per week for the 10 weeks we're studying Asia.

Science: We finished up the acid rain experiment from last week. Amazing how much difference between the vinegar water plant and the regular water plant. I think we killed it. I'd love to show you but I can't find pictures anywhere.
We also talked about conservation (the three Rs: reduce, reuse, and recycle) and then started studies on mountain ecosystems. I printed a mountain outline with some dividing lines for the kids to paste where different animals live or plants grow in a mountain ecosystem.
The kids loved the volcano experiment.
 
Other MFW: 
Wee sing: not our favorites thus far: "Attal, Mattal", "Anilae, Anilae", and "Kai Veechamma"
Art: We did some Kathakali face painting. I found a very, um, vivid picture online to use as a reference.
To supplement, we read other books about other southern Asian countries (India, Bangladesh, Burma (Myanmar), and Sri Lanka) and animals like elephants and tigers, and the Taj Mahal and borrowed DVDs from the library.
Linking up at www.weirdunsocializedhomeschoolers.com and
at http://discovertheirgifts.blogspot.com/.


Disclaimer: I'm an Amazon affiliate so clicking on links to Amazon and then purchasing items will put a few pennies into our piggy bank for future homeschool purchases. Thank you!

Frugal Tip Friday - Insurance Part 3

More tips on saving money on regular bills...

  • Don’t pay Private Mortgage Insurance. Refinance into a mortgage and home equity loan to avoid paying PMI.
  • When possible, don’t finance purchases (furniture, electronics, cars, etc.) If you must finance, look for an interest-free deal and then pay off the balance before the promotion ends. Or transfer the balance to a no-interest credit card.
  • Pay on time to avoid late fees.
  • Take advantage of free promotions from banks. (Free vacations, Rubbermaid, electronics, etc.)


    Happy Saving!
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